Re: Re: Cashless society is bad.
By: Arelor to Ogg on Wed Jul 08 2020 06:33 am

The following is more recent, and quite interesting:

https://www.wired.co.uk/article/sweden-cashless-society

You know, when they said that operating in cash is more expensive for retailers, I was WTF????!!!!

I mean, credit card processors charge for transactions, PayPal charges for transactions, etc etc etc. I am not buying the idea that their fees are lower than the alleged cost of the 30 seconds it takes to deal change to a customer. Specially in small family stores that are unlikely to be full of customers or build queues at all.

I agree that cash is conveniently easy to steal, but then lots of wares in stores also are. Besides, going cashless does not make money harder to steal. It only makes it easier to steal by governments and banks.

--
gopher://gopher.operationalsecurity.es

Some people get away with strange justifications and excuses. I remember reading an article in the new, which was trying to prop up and justify the housing bubble, which had some rationale for why rising house prices actually made housing more affordable to purchase.

If you want to make a particular point, or push an agenda, such as getting rid of cash, you can always find some screwy way to bend facts to justify it.

---
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Re: Re: Cashless society is bad.
By: Dennisk to Arelor on Thu Jul 09 2020 06:37 pm

Some people get away with strange justifications and excuses. I remember reading an article in the new, which was trying to
prop up and justify the housing bubble, which had some rationale for why rising house prices actually made housing more
affordable to purchase.

Hmmm.... so how do they make the argument that rising prices makes things more affordable, exactly? You made me curious...

--
gopher://gopher.operationalsecurity.es

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Arelor wrote to Dennisk <=-

Re: Re: Cashless society is bad.
By: Dennisk to Arelor on Thu Jul 09 2020 06:37 pm

Some people get away with strange justifications and excuses. I remember

rea

ding an article in the new, which was trying to

prop up and justify the housing bubble, which had some rationale for why

risi

ng house prices actually made housing more

affordable to purchase.

Hmmm.... so how do they make the argument that rising prices makes
things more affordable, exactly? You made me curious...

From what I remember, the argument was that owning a house was a better financial proposition than renting in the long run, and I think they included the ability to use equity from your rising house price to purchase an investment property, which would make more money.

They crunched the numbers, and found that because it was better and better for investors, that this means its more affordable. They completely ignored the problem of buying a house in the first place, and like most in the Real Estate industry here, they forget that houses exist for people to live in, not to use as speculative tools.

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Re: Re: Cashless society is b
By: Dennisk to Arelor on Sun Jul 12 2020 11:56 am

Arelor wrote to Dennisk <=-

Re: Re: Cashless society is bad.
By: Dennisk to Arelor on Thu Jul 09 2020 06:37 pm

Some people get away with strange justifications and excuses. I remember

rea

ding an article in the new, which was trying to

prop up and justify the housing bubble, which had some rationale for why

risi

ng house prices actually made housing more

affordable to purchase.

Hmmm.... so how do they make the argument that rising prices makes things more affordable, exactly? You made me curious...

From what I remember, the argument was that owning a house was a better financial proposition than renting in the long run,
I think they included the ability to use equity from your rising house price to purchase an investment property, which would
make more money.

They crunched the numbers, and found that because it was better and better for investors, that this means its more affordabl
They completely ignored the problem of buying a house in the first place, and like most in the Real Estate industry here, th
forget that houses exist for people to live in, not to use as speculative tools.

... MultiMail, the new multi-platform, multi-format offline reader!

Hehe, I see.

Whether to buy or rent seems to be a very cultural thing. Cultures where people switches jobs quite fast because they are
always looking for somethign better seem to tend to rent; sedentary styled ones seem to prefer purchase.

Here we have been having something we call "renting with purchase rights", which means that you rent the house, and it at some
point you want to buy it, they take a big percentage of the rent you have already paid from the final price of the house.

--
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---
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Re: Re: Cashless society is b
By: Dennisk to Arelor on Sun Jul 12 2020 11:56 am

They crunched the numbers, and found that because it was better and better for investors, that this means its more affordabl
They completely ignored the problem of buying a house in the first place, and like most in the Real Estate industry here, th
forget that houses exist for people to live in, not to use as speculative tools.

Hehe, I see.

Whether to buy or rent seems to be a very cultural thing. Cultures where people switches jobs quite fast because they are
always looking for somethign better seem to tend to rent; sedentary styled ones seem to prefer purchase.

Here we have been having something we call "renting with purchase rights", which means that you rent the house, and it at some
point you want to buy it, they take a big percentage of the rent you have already paid from the final price of the house.

I have something similar going on here, a 20 year (240 month) rent-to-own amortization with a no penalty walk-away option, though, I will not enjoy equity until the principle is paid... works well with my sedentary retirement life-style :-p

---
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Hello Dennisk!

** On Saturday 11.07.20 - 21:56, dennisk wrote to Arelor:

...They completely ignored the problem of buying a house in the first
place, and like most in the Real Estate industry here, they forget that houses exist for people to live in, not to use as speculative tools.

That is why some young hopefuls would buy a "fixer upper", live in it
while fixing it, and then hope to sell with a good return on investment?

That too can be a dubious undertaking. The home-owner would probably still rely on outside income to support the cost of the "fixing".

Some people overcome "the problem of buying a house in the first place" by convincing the seller to finance that home.

---
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Re: Re: Cashless society is b
By: Arelor to Dennisk on Sun Jul 12 2020 03:54 am

Whether to buy or rent seems to be a very cultural thing. Cultures where peo switches jobs quite fast because they are always looking for somethign bette seem to tend to rent; sedentary styled ones seem to prefer purchase.

Here we have been having something we call "renting with purchase rights", which means that you rent the house, and it at some point you want to buy it they take a big percentage of the rent you have already paid from the final price of the house.

some people say it's better to buy than rent. think of it this way, stuff can go wrong with a house and that can be pretty expensive. also you can get neighbors you hate and you have to deal with their shit.

i lived in a house where a neighbor had a party every day of the week. they were up late and it was constant noise and they would burn nasty ass wood all the time which got inside our windows if we had it open.

they had people pissing on our house and our fense and like 15 people standing on the sidewalk out front. always staring at US whenever we left the house or came home. so fucking annoying.

that was at my ex gf's house. we split everything but stuff was always going wrong with it and i was always buying stuff to fix the house up. it got pretty expensive.

right now i'm renting a 2,000sq foot house with another woman and too many cats and we had the water heater go out. we called the landlord and he had a new one in the next day. i never see him and we pay him and he stays happy.

if i dont like where i am, i just move when the lease is up. it's that easy. ---
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Re: Re: Cashless society is b
By: MRO to Arelor on Sun Jul 12 2020 01:35 pm

some people say it's better to buy than rent. think of it this way, stuff can go wrong with a house and that can be pretty expensive. also you can get neighbors you hate and you have to deal with their shit.

i lived in a house where a neighbor had a party every day of the week. they were up late and it was constant noise and they would burn nasty ass wood all the time which got inside our windows if we had it open.

they had people pissing on our house and our fense and like 15 people standing on the sidewalk out front. always staring at US whenever we left the house or came home. so fucking annoying.

It seems like that type of thing could happen anywhere, whether you buy or rent or live in a house or apartment or whatever. One time I lived in an apartment that was quite noisy. The neighbors above me often had parties late at night. The neighbors to the side of me sometimes liked to play loud music and apparently had their stereo right next to the wall connecting with my apartment, and I could hear loud bass even into the bedroom, sometimes at 2-3AM when it would wake me up. One time I went out to knock on their door late at night and ask them to quiet down, and another neighbor happened to be out there doing the same. They kept playing their loud music, so I eventually called the police about it for a noise disturbance late at night. The police went in and asked them to keep quiet, and they were quiet for about a week or 2 and started it up again. That apartment complex also had parking spaces for cars right outside of the bedrooms, and there was a diesel truck that someone kept parked outside my bedroom and they'd start up the truck at around 5:30AM and let it run for about 20 minutes before leaving. So I was usually woken up at 5:30AM by that.

that was at my ex gf's house. we split everything but stuff was always going wrong with it and i was always buying stuff to fix the house up. it got pretty expensive.

right now i'm renting a 2,000sq foot house with another woman and too many cats and we had the water heater go out. we called the landlord and he had a new one in the next day. i never see him and we pay him and he stays happy.

if i dont like where i am, i just move when the lease is up. it's that easy.

Yeah, spending money to fix stuff is definitely one thing I don't like about owning a house.

Nightfox

On 07-12-20 03:54, Arelor wrote to Dennisk <=-

Whether to buy or rent seems to be a very cultural thing. Cultures
where people switches jobs quite fast because they are always looking
for somethign better seem to tend to rent; sedentary styled ones seem
to prefer purchase.

Where I am, renting can be a bit insecure. I have had one instance of the owner wanting to move back into their house, so had to vacate within 30 days of receiving that notice. Though once you've been in a rental for a while and the agent and landlord are happy with the inspections, chances are you'll be fairly secure in the long term.

With some money coming, we're looking to build a house, which in the long term will need lower replayments than what we're paying for rent now. If we increase repayments to our current level of rent, then we'll pay the loan off quicker, and we get a more suitable house into the bargain. :) We're not looking to leave town any time soon, and are looking at a block of land not far from here.

One issue here is rentals are in very short supply and rents are currently going up fairly quickly.

Here we have been having something we call "renting with purchase
rights", which means that you rent the house, and it at some point you want to buy it, they take a big percentage of the rent you have already paid from the final price of the house.

I have heard of that with some public housing, but the dominant rental market here is the private market. Public housing is in very short supply, with a waiting list of many _years_.


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On 07-12-20 11:51, Ogg wrote to All <=-

That is why some young hopefuls would buy a "fixer upper", live in it while fixing it, and then hope to sell with a good return on
investment?

Well, a house still is an asset. Last house I owned, I sold, because I was leaving the big city, couldn't afford to keep the repayments up and didn't want to be bothered with renting it out. I did get lucky in that there was a spike in house prices at the time and made $100k after the loan was paid off. Much of that went into clearing all other debts, and the rest lasted a while, but didn't have enough to put a deposit on another house.

That too can be a dubious undertaking. The home-owner would probably
still rely on outside income to support the cost of the "fixing".

That and they'd need the time and skills - getting outside help in means even more cost.

Some people overcome "the problem of buying a house in the first place"
by convincing the seller to finance that home.

How do they manage that?


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Re: Re: Cashless society is b
By: Nightfox to MRO on Sun Jul 12 2020 02:34 pm

Re: Re: Cashless society is b
By: MRO to Arelor on Sun Jul 12 2020 01:35 pm

some people say it's better to buy than rent. think of it this way, stu can go wrong with a house and that can be pretty expensive. also you ca get neighbors you hate and you have to deal with their shit.

i lived in a house where a neighbor had a party every day of the week. they were up late and it was constant noise and they would burn nasty a wood all the time which got inside our windows if we had it open.

they had people pissing on our house and our fense and like 15 people standing on the sidewalk out front. always staring at US whenever we le the house or came home. so fucking annoying.

It seems like that type of thing could happen anywhere, whether you buy or r
the side of me sometimes liked to play loud music and apparently had their
knock on their door late at night and ask them to quiet down, and another n e went in and asked them to keep quiet, and they were quiet for about a week de my bedroom and they'd start up the truck at around 5:30AM and let it run

that was at my ex gf's house. we split everything but stuff was always going wrong with it and i was always buying stuff to fix the house up. got pretty expensive.

right now i'm renting a 2,000sq foot house with another woman and too m cats and we had the water heater go out. we called the landlord and he a new one in the next day. i never see him and we pay him and he stays happy.

if i dont like where i am, i just move when the lease is up. it's that easy.

Yeah, spending money to fix stuff is definitely one thing I don't like about

Nightfox

At least when you own a house, you decide how it gets fixed. As a homeowner, you might buy a higher ranked or higher output water heater than a landlord wo uld replace. Same would apply with heating or water conditioning. As a homeowner I can make decisions regarding paint schemes and changes I could
not do if I was renting. For example, I can drill holes and run cable for net work drops or video cameras. I could relamp the house and change out older light fixtures or modify a walk-in closet to act as a safe room or security room. Any changes made to a rental have to be reversible or will not provide
a return in investment when you move on. Any improvements to a house add to it's resale value if done right.

---
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Re: Re: Cashless society is b
By: Nightfox to MRO on Sun Jul 12 2020 02:34 pm

they had people pissing on our house and our fense and like 15 people standing on the sidewalk out front. always staring at US whenever we le the house or came home. so fucking annoying.

It seems like that type of thing could happen anywhere, whether you buy or r or live in a house or apartment or whatever. One time I lived in an apartme

yes, but if you rent, you can leave!

apparently had their stereo right next to the wall connecting with my apartment, and I could hear loud bass even into the bedroom, sometimes at 2- when it would wake me up. One time I went out to knock on their door late a

i had a guy that would do that. real loud music all the time. one time i got so pissed off i jumped up and crossed my arms and hit the wall and landed on my bed. i knocked over whatever was on the other side of the wall and they stopped that shit. people that get high like to listen to music all day and all night long.

outside my bedroom and they'd start up the truck at around 5:30AM and let it run for about 20 minutes before leaving. So I was usually woken up at 5:30A by that.

oh god no 5:30am?! i had that at 3:30 very day right outside my bedroom window at the last place i lived at. it was supposed to be a quiet town of about 4000 people but it was one of the worst places i lived in.
meth heads, rednecks, pedophiles, cops trying to pull people over for going 5 miles over the speed limit. nothing open after 9:30pm. fuck that.
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Re: Re: Cashless society is b
By: Moondog to Nightfox on Sun Jul 12 2020 11:48 pm

At least when you own a house, you decide how it gets fixed. As a homeowner you might buy a higher ranked or higher output water heater than a landlord uld replace. Same would apply with heating or water conditioning. As a homeowner I can make decisions regarding paint schemes and changes I could not do if I was renting. For example, I can drill holes and run cable for n work drops or video cameras. I could relamp the house and change out older light fixtures or modify a walk-in closet to act as a safe room or security room. Any changes made to a rental have to be reversible or will not provid a return in investment when you move on. Any improvements to a house add to it's resale value if done right.

yeah but those are all small things.

if i dont like a place, i move. i'm about to put a fence in on my dime because i dont like fuckers in my yard all the time. i'm waiting until the prices of fence drop and then i'll do it.
the owner knows and doesnt care what i do. he stays out of my hair which is nice.
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Re: Re: Cashless society is b
By: Vk3jed to Arelor on Mon Jul 13 2020 09:07 am

Where I am, renting can be a bit insecure. I have had one instance of the owner wanting to move back into their house, so had to vacate within 30 days of receiving that notice. Though once you've been in a rental for a while and the agent and landlord are happy with the inspections, chances are you'll be fairly secure in the long term.

In the past couple years, I've heard of a couple stories here about apartment landlors who suddenly asked tenants to vacate within 30 days or something. I think there have been some laws enacted now to prevent landlords from suddenly forcing tenants out in such a short amount of time.

Nightfox

Arelor wrote to Dennisk <=-

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@MSGID: <5F0ACFDA.1778.dove-debate@palantirbbs.ddns.net>
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Re: Re: Cashless society is b
By: Dennisk to Arelor on Sun Jul 12 2020 11:56 am

Arelor wrote to Dennisk <=-

Re: Re: Cashless society is bad.
By: Dennisk to Arelor on Thu Jul 09 2020 06:37 pm

Some people get away with strange justifications and excuses. I remember

rea

ding an article in the new, which was trying to

prop up and justify the housing bubble, which had some rationale for why

risi

ng house prices actually made housing more

affordable to purchase.

Hmmm.... so how do they make the argument that rising prices makes things more affordable, exactly? You made me curious...

From what I remember, the argument was that owning a house was a better

finan

cial proposition than renting in the long run,

I think they included the ability to use equity from your rising house price

to purchase an investment property, which would

make more money.

They crunched the numbers, and found that because it was better and better

fo

r investors, that this means its more affordabl

They completely ignored the problem of buying a house in the first place,

and

like most in the Real Estate industry here, th

forget that houses exist for people to live in, not to use as speculative

too

ls.

... MultiMail, the new multi-platform, multi-format offline reader!

Hehe, I see.

Whether to buy or rent seems to be a very cultural thing. Cultures
where people switches jobs quite fast because they are always looking
for somethign better seem to tend to rent; sedentary styled ones seem
to prefer purchase.

Here we have been having something we call "renting with purchase
rights", which means that you rent the house, and it at some point you want to buy it, they take a big percentage of the rent you have already paid from the final price of the house.

Imagine if milk sells for $2 for a 2L carton, then some "investor" buys up the milk, and divides the 2L cartons into 1L cartons, and sells each 1L carton for $1.80. Now, our RE industry argues that milk is now "cheaper" because where you had to pay $2, you now pay 20c.

Real Estate is big in Australia. Very big. People here obsesses about it. Auction results make the news each week! Perhaps its an Anglosphere thing.

I prefer to have a HOME. A place I can call home, which is more in line with ownership than renting. Unfortunately, that is not as easy to do now.

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PAULIE420 wrote to UTOPIAN GALT <=-

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Re: Cashless society is bad.
By: Utopian Galt to All on Sat Jul 04 2020 04:59 pm

The plan for the digital dollar.

WHAT NO CASH ACTUALLY MEANS

<snip>

Google "Jews in the Attic" - this is one of the things 'warned'
against...



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OGG wrote to DUMAS WALKER <=-

I see more and more people using their watches and tablets for
proximity (contactless) transactions.

This is a convenient thing that I've done myself, but the CHOICE
to do it or not should always be there...




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ARELOR wrote to OGG <=-

I agree that cash is conveniently easy to steal, but then lots of wares
in stores also are. Besides, going cashless does not make money harder
to steal. It only makes it easier to steal by governments and banks.

Yep! Of course it won't be called stealing... More like taxes, or fees,
or whatever other socialist program is needed. :-(




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On 07-13-20 08:58, Nightfox wrote to Vk3jed <=-

In the past couple years, I've heard of a couple stories here about apartment landlors who suddenly asked tenants to vacate within 30 days
or something. I think there have been some laws enacted now to prevent landlords from suddenly forcing tenants out in such a short amount of time.

Actually, I was incorrect, it was 60 days, I had a brain fart - meant 60, typed 30 LOL. But that's the minimum notice landlords are required to give for reasons other than the specific ones that have different time periods.


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On 7/11/2020 6:56 PM, Dennisk wrote:

They crunched the numbers, and found that because it was better and better for
investors, that this means its more affordable. They completely ignored the problem of buying a house in the first place, and like most in the Real Estate
industry here, they forget that houses exist for people to live in, not to use
as speculative tools.

Finally bought a house about 2 years ago... After my last divorce I
didn't think I'd go into a house again tbh, but rent seemed to go up
about 60% in 4 years in my second to last apartment. I moved into the cheapest centrally located apartment I could find and for about 2 years,
saved for a down payment. When I was closer to pulling the trigger, I
stopped my tax deductions from payroll from 3 cycles and put that extra
money with my savings as a down payment on a house.

It wasn't easy, it was uncomfortable and I wasn't always able to do what
I wanted during those 2 years. That's how you manage to get into a
house. That said, the house I bought is now showing only 2.4 years
later that it's worth 19% more than what I bought it for. That's
another crash waiting to happen imho. It's unreasonable and
unsustainable to have that level of housing inflation. Not to mention
that something like 50% of mortages were late or unpaid the month before
last.

I'm not sure how things will shake out, but I'm not moving for at least another ~3-5 years. I can only hope for my own sake that any bubble
doesn't burst before I can sell, and that wherever I wind up moving
they're in a dip/burst. I largely agree that investment properties are, potentially an issue. That said, there's a lot of options and
opportunities for people to buy.

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tracker1 +o Roughneck BBS

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On 7/12/2020 1:54 AM, Arelor wrote:

Whether to buy or rent seems to be a very cultural thing. Cultures where people switches jobs quite fast because they are
always looking for somethign better seem to tend to rent; sedentary styled ones seem to prefer purchase.

There's also a huge variance between men and women on this... Single men
are far more likely to rent. In general, financial advice is to buy
only if you intent to stay in place for 5-10 years as that's the typical
break even to get ahead point.

--
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tracker1 +o Roughneck BBS

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Re: Re: Cashless society is b
By: Tracker1 to Dennisk on Wed Aug 05 2020 03:31 pm

Finally bought a house about 2 years ago... After my last divorce I didn't think I'd go into a house again tbh, but rent seemed to go up about 60% in 4 years in my second to last apartment. I moved into the cheapest centrally located apartment I could find and for about 2 years, saved for a down payment. When I was closer to pulling the trigger, I stopped my tax deductions from payroll from 3 cycles and put that extra money with my savings as a down payment on a house.

I bought my first house in 2015 after living in apartments for a long time. I don't really like doing yard work, and I'm not really experienced doing house repairs & such, since I didn't do much of that kind of thing growing up. In some ways, I kinda wish I still lived in an apartment so I wouldn't have to worry about any of that. Or at least a nice house without many issues (I bought a somewhat older one), perhaps without a yard or trees.. I've seen people put a slab of pavement in place of grass, which doesn't seem like a bad idea.

Nightfox

Re: Re: Cashless society is b
By: Tracker1 to Arelor on Wed Aug 05 2020 03:34 pm

There's also a huge variance between men and women on this... Single men are far more likely to rent. In general, financial advice is to buy
only if you intent to stay in place for 5-10 years as that's the typical break even to get ahead point.

I'm glad I've stayed in my house for 5 years now then.. My wife and I have been thinking of finding a new house that would suit us better.

Nightfox

Tracker1 wrote to Dennisk <=-

On 7/11/2020 6:56 PM, Dennisk wrote:

They crunched the numbers, and found that because it was better and better

for

investors, that this means its more affordable. They completely ignored the problem of buying a house in the first place, and like most in the Real

Estate

industry here, they forget that houses exist for people to live in, not to

use

as speculative tools.

Finally bought a house about 2 years ago... After my last divorce I
didn't think I'd go into a house again tbh, but rent seemed to go up
about 60% in 4 years in my second to last apartment. I moved into the cheapest centrally located apartment I could find and for about 2
years, saved for a down payment. When I was closer to pulling the trigger, I stopped my tax deductions from payroll from 3 cycles and put that extra money with my savings as a down payment on a house.

It wasn't easy, it was uncomfortable and I wasn't always able to do
what I wanted during those 2 years. That's how you manage to get into
a house. That said, the house I bought is now showing only 2.4 years later that it's worth 19% more than what I bought it for. That's
another crash waiting to happen imho. It's unreasonable and
unsustainable to have that level of housing inflation. Not to mention that something like 50% of mortages were late or unpaid the month
before last.

I'm not sure how things will shake out, but I'm not moving for at least another ~3-5 years. I can only hope for my own sake that any bubble doesn't burst before I can sell, and that wherever I wind up moving they're in a dip/burst. I largely agree that investment properties
are, potentially an issue. That said, there's a lot of options and opportunities for people to buy.

Median house price in Sydney is about a million AUD. Melbourne is a little cheaper, but not much.

Good luck!

People are holding off having children because they cannot afford the home, which means our wise managerial class want to prop the population by bringing in people, or allowing external investors to buy up our real estate.

How people aren't rioting over this, I don't know.

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Re: Re: Cashless society is b
By: Nightfox to Tracker1 on Wed Aug 05 2020 04:40 pm

growing up. In some ways, I kinda wish I still lived in an apartment so I wouldn't have to worry about any of that. Or at least a nice house without many issues (I bought a somewhat older one), perhaps without a yard or trees.. I've seen people put a slab of pavement in place of grass, which doesn't seem like a bad idea.

pavement is expensive though.
you can try having a wildflower garden. that's what people around me do.

i hate cutting grass too. i used to be a pro grass cutter. i cut ballparks and everything. i have an electric mower and it's a pain because of the cord.
then i have a gas mower but i think it needs to be sharpened. then if i use the gas mower i stink like gas.
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Re: Re: Cashless society is b
By: MRO to Nightfox on Wed Aug 05 2020 11:12 pm

Re: Re: Cashless society is b
By: Nightfox to Tracker1 on Wed Aug 05 2020 04:40 pm

growing up. In some ways, I kinda wish I still lived in an apartment so I wouldn't have to worry about any of that. Or at least a nice house without many issues
bought a somewhat older one), perhaps without a yard or trees.. I've seen people put a slab of pavement in place of grass, which doesn't seem like a bad idea.

pavement is expensive though.
you can try having a wildflower garden. that's what people around me do.

i hate cutting grass too. i used to be a pro grass cutter. i cut ballparks and everything. i have an electric mower and it's a pain because of the cord.
then i have a gas mower but i think it needs to be sharpened. then if i use the gas mower i stink like gas.

I moved to a mower model called Equus Ferus Caballus. They are big and unwieldly, but they are fully automatic - you leave them lose in an area and they trim the grass
very quickly. If you have a male model and a female model, they will replicate and create a new mower every year. Their residues can be recycled and used for growing a
healthy harvest. As a bonus, they provide lots of love and entertainment.

--
gopher://gopher.operationalsecurity.es

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Re: Re: Cashless society is b
By: MRO to Nightfox on Wed Aug 05 2020 11:12 pm

i hate cutting grass too. i used to be a pro grass cutter. i cut ballparks and everything. i have an electric mower and it's a pain because of the cord. then i have a gas mower but i think it needs to be sharpened. then if i use the gas mower i stink like gas. ---

Not just mowing a lawn, but also pulling weeds, trimming tree branches, etc..

Nightfox

Re: Re: Cashless society is b
By: Arelor to MRO on Thu Aug 06 2020 08:37 am

I moved to a mower model called Equus Ferus Caballus. They are big and unwieldly, but they are fully automatic - you leave them lose in an area and they trim the grass very quickly. If you have a male model and a female model, they will replicate and create a new mower every year. Their residues can be recycled and used for growing a healthy harvest. As a bonus, they provide lots of love and entertainment.

yeah but then you got the horse shit to deal with.
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Re: Re: Cashless society is b
By: Nightfox to MRO on Thu Aug 06 2020 09:22 am

Re: Re: Cashless society is b
By: MRO to Nightfox on Wed Aug 05 2020 11:12 pm

i hate cutting grass too. i used to be a pro grass cutter. i cut
ballparks and everything. i have an electric mower and it's a pain
because of the cord. then i have a gas mower but i think it needs to
be sharpened. then if i use the gas mower i stink like gas. ---

Not just mowing a lawn, but also pulling weeds, trimming tree branches, etc..

weeding is horrible. i'd love to have a garden again but weeding is like another job. you have to weed that shit every day.
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Re: Re: Cashless society is b
By: MRO to Arelor on Thu Aug 06 2020 10:41 pm

Re: Re: Cashless society is b
By: Arelor to MRO on Thu Aug 06 2020 08:37 am

I moved to a mower model called Equus Ferus Caballus. They are big and unwieldly, but they are fully automatic - you leave them lose in an are and they trim the grass very quickly. If you have a male model and a female model, they will replicate and create a new mower every year. Th residues can be recycled and used for growing a healthy harvest. As a bonus, they provide lots of love and entertainment.

yeah but then you got the horse shit to deal with.

You normally have to pay extra for the fertilizer attachment.

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On 8/5/2020 4:40 PM, Nightfox wrote:

Finally bought a house about 2 years ago... After my last divorce I
didn't think I'd go into a house again tbh, but rent seemed to go up
about 60% in 4 years in my second to last apartment. I moved into the
cheapest centrally located apartment I could find and for about 2 years,
saved for a down payment. When I was closer to pulling the trigger, I
stopped my tax deductions from payroll from 3 cycles and put that extra
money with my savings as a down payment on a house.

I bought my first house in 2015 after living in apartments for a long time. I don't really like doing yard work, and I'm not really experienced doing house repairs & such, since I didn't do much of that kind of thing growing up. In some ways, I kinda wish I still lived in an apartment so I wouldn't have to worry about any of that. Or at least a nice house without many issues (I bought a somewhat older one), perhaps without a yard or trees.. I've seen people put a slab of pavement in place of grass, which doesn't seem like a bad idea.

Yeah, dealing with insurance etc for a leak from the master shower
upstairs right now... can't believe how expensive it is. I don't have
much of a yard to speak of, have a landscaper come by to spray for weeds
once a month, that's about it for care... the backyard is stamped,
stained concrete and the pool, the front is all rocks. The pool guy
comes once a month. $60/mo for landscaper, and about $140/mo for pool.

Just curious, what are you using to write your messages with? I've been
using Thunderbird via nntp, but may look to other clients. Really want
to make one of my own (nntp based bbs message and telnet client, with
offline ability).

--
Michael J. Ryan
tracker1 +o Roughneck BBS

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On 8/5/2020 4:41 PM, Nightfox wrote:

There's also a huge variance between men and women on this... Single men
are far more likely to rent. In general, financial advice is to buy
only if you intent to stay in place for 5-10 years as that's the typical
break even to get ahead point.

I'm glad I've stayed in my house for 5 years now then.. My wife and I have been thinking of finding a new house that would suit us better.

Yeah, daughter is in her senior year of HS, and will probably stay
through her community college (down the street), will likely be looking
at moving in another 4 years or so. Really like Boise, but seems it's becomming popular for California transplants now, part of why I want to
get out of Phoenix is the political shift.

Maybe South Dakota or New Hampshire, but will just have to see how
things shake out. I have a feeling there may be a bigger political
shifty as a backlash to the ongoing riots. Man, this really feels a lot
like what I've read of Russian history from just over a century ago,
it's like people don't respect the lessons of the past.

--
Michael J. Ryan
tracker1 +o Roughneck BBS

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On 8/6/2020 7:31 AM, Dennisk wrote:

Median house price in Sydney is about a million AUD. Melbourne is a little cheaper, but not much.

Good luck!

People are holding off having children because they cannot afford the home, which means our wise managerial class want to prop the population by bringing in people, or allowing external investors to buy up our real estate.

How people aren't rioting over this, I don't know.

It will get interresting at the outset of the COVID lockdowns in terms
of labor and how the economy recovers. I hope you guys don't relax
foreign real estate investments, it's been a pretty bad result here in
the US with crazy rent hikes over the past decade. A lot of that may
well change with all the defaults on rent etc the past several months,
and roughtly half the population not paying rent or mortgages last
month. Will probably shift over into reforms on the credit agencies,
which is way overdue esp regarding medical billing.

--
Michael J. Ryan
tracker1 +o Roughneck BBS

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Tracker1 wrote to Dennisk <=-

On 8/6/2020 7:31 AM, Dennisk wrote:

Median house price in Sydney is about a million AUD. Melbourne is a little cheaper, but not much.

Good luck!

People are holding off having children because they cannot afford the home, which means our wise managerial class want to prop the population by

bringing

in people, or allowing external investors to buy up our real estate.

How people aren't rioting over this, I don't know.

It will get interresting at the outset of the COVID lockdowns in terms
of labor and how the economy recovers. I hope you guys don't relax foreign real estate investments, it's been a pretty bad result here in
the US with crazy rent hikes over the past decade. A lot of that may
well change with all the defaults on rent etc the past several months,
and roughtly half the population not paying rent or mortgages last
month. Will probably shift over into reforms on the credit agencies, which is way overdue esp regarding medical billing.

They are pretty relaxed as it is now. The laws are circumvented routinely, as the Real Estate Industry turns a blind eye to illegitimate sales to foreigners.
I don't trust the RE industry to do the right thing, it is a den of jackals and liars. The government is too soft, and the RE lobby has a lot of sway politically, as they butter up their political "mates" to get what they like. You can see this when an RE developer demolishes a heritage building they are not authorised to, to build an apartment complex, you know, by "accident", and get a slap on the wrist.

Australia is just a sheltered workshop for Real Estate spivs.

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Re: Re: Cashless society is b
By: Tracker1 to Nightfox on Mon Aug 10 2020 02:44 pm

Just curious, what are you using to write your messages with? I've been using Thunderbird via nntp, but may look to other clients. Really want
to make one of my own (nntp based bbs message and telnet client, with offline ability).

I've been using SlyEdit while logged into my BBS.
I wrote SlyEdit, as an editor I wanted to use on my BBS..

Nightfox

On 8/10/2020 5:36 PM, Nightfox wrote:

Just curious, what are you using to write your messages with? I've been
using Thunderbird via nntp, but may look to other clients. Really want
to make one of my own (nntp based bbs message and telnet client, with
offline ability).

I've been using SlyEdit while logged into my BBS.
I wrote SlyEdit, as an editor I wanted to use on my BBS..

Cool, I have that setup for telnet.. I think the long line unwrapping is happening in my client... Some of the messages I was seeing from you
were single quote on a long line. May just be a thunderbird thing.

--
Michael J. Ryan
tracker1 +o Roughneck BBS

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Re: Re: Cashless society is b
By: Tracker1 to Nightfox on Thu Aug 13 2020 01:52 am

Cool, I have that setup for telnet.. I think the long line unwrapping is happening in my client... Some of the messages I was seeing from you
were single quote on a long line. May just be a thunderbird thing.

A while ago, I had updated SlyEdit to not do its own line wrapping. New message text typed by the user is saved as one long line. I thought message readers would be able to do their own line wrapping based on how wide it screen is.. I thought Thunderbird was intelligent enough to do its own line wrapping, but maybe not?

Nightfox

On 13 Aug 2020, Nightfox said the following...

A while ago, I had updated SlyEdit to not do its own line wrapping. New message text typed by the user is saved as one long line. I thought message readers would be able to do their own line wrapping based on how wide it screen is.. I thought Thunderbird was intelligent enough to do its own line wrapping, but maybe not?

I think this is the best approach since we can't assume everyone is using an 80x25 screen like we always used to do (although I am using that now). It
would be simpler to simply wrap those long lines for the display we are currently using.

Mystic was just updated to not truncate long lines at 256 characters and if your paragraph above was written as a long line then that update did what it was supposed to do.. :)

Ttyl :-),
Al

--- Mystic BBS v1.12 A46 2020/08/11 (Linux/64)
* Origin: Equinox BBS - Penticton, BC Canada

Re: Cashless society is b
By: Al to Nightfox on Thu Aug 13 2020 09:55 am

A while ago, I had updated SlyEdit to not do its own line wrapping.
New message text typed by the user is saved as one long line. I
thought message readers would be able to do their own line wrapping
based on how wide it screen is.. I thought Thunderbird was
intelligent enough to do its own line wrapping, but maybe not?

I think this is the best approach since we can't assume everyone is using an 80x25 screen like we always used to do (although I am using that now). It would be simpler to simply wrap those long lines for the display we are currently using.

Mystic was just updated to not truncate long lines at 256 characters and if your paragraph above was written as a long line then that update did what it was supposed to do.. :)

It's good to hear some message readers seem to be wrapping text appropriately. :)

Nightfox

On 8/13/2020 8:48 AM, Nightfox wrote:

Cool, I have that setup for telnet.. I think the long line unwrapping is
happening in my client... Some of the messages I was seeing from you
were single quote on a long line. May just be a thunderbird thing.

A while ago, I had updated SlyEdit to not do its own line wrapping. New message text typed by the user is saved as one long line. I thought message readers would be able to do their own line wrapping based on how wide it screen is.. I thought Thunderbird was intelligent enough to do its own line wrapping, but maybe not?

Kind of... for the new part of the message I am typing in, it will wrap
based on the input settings. However, the quoted parts, it leaves as a
long line after the > character. Not that it matters much to me, but
may look weird to downstream readers. For example, I didn't modify the
quoted part of my own reply, leaving line endings as-is.

It's definitely a T-Bird thing... and I'm connecting via my local sbbs
setup which is doing qwk polling through vert... I still need to work on
the hub a bit at some point. I'm considering just creating a bespoke
NNTP server for holding BBS messages and creating a program to poll vert
to start with. Still want to get it setup so that other nets/sysops can
setup additional areas and push/pull and allow for inter-bbs messaging promoting nntp as the transport.

--
Michael J. Ryan
tracker1 +o Roughneck BBS

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On 8/17/2020 2:39 AM, Tracker1 wrote:

On 8/13/2020 8:48 AM, Nightfox wrote:

Cool, I have that setup for telnet.. I think the long line unwrapping is >>> happening in my client... Some of the messages I was seeing from you
were single quote on a long line. May just be a thunderbird thing.

A while ago, I had updated SlyEdit to not do its own line wrapping.
New message text typed by the user is saved as one long line.  I
thought message readers would be able to do their own line wrapping
based on how wide it screen is..  I thought Thunderbird was
intelligent enough to do its own line wrapping, but maybe not?

Kind of... for the new part of the message I am typing in, it will wrap based on the input settings.  However, the quoted parts, it leaves as a long line after the > character.  Not that it matters much to me, but
may look weird to downstream readers.  For example, I didn't modify the quoted part of my own reply, leaving line endings as-is.

It's definitely a T-Bird thing... and I'm connecting via my local sbbs
setup which is doing qwk polling through vert... I still need to work on
the hub a bit at some point.  I'm considering just creating a bespoke
NNTP server for holding BBS messages and creating a program to poll vert
to start with.  Still want to get it setup so that other nets/sysops can setup additional areas and push/pull and allow for inter-bbs messaging promoting nntp as the transport.

Viewing source to my own message... the quoted part is indeed
unwrapped... while my new part is wrapped. What's interresting is that Thunderbird will unwrap the wrapped portion of the message for display.

Also, it will wrap the text within the viewport... just feels odd in the quoted area. In the reply to my own reply above, it is actually
wrapping, so seems to only effect the initial reply, not nested.

--
Michael J. Ryan
tracker1 +o Roughneck BBS

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